HELLOMYCASH offers small-scale transaction banking on a mass-market basis!
The Mother of All Markets
Mobile phones are no longer just about conducting conversations; they are now emerging as a center of people's lives for everyday transactions. The cell phone is already giving digital music players, video-game consoles and digital planners a run for their money, with low-fee services aimed at kids-like $1.99 i-Tune song downloads and cell-phone ring tones.
The cell phone's robust potential for mass appeal, with HMC'S MOBILE WALLET lobbying for wder adoption and expanded services critical mass rollout, with an up coming 2008 proof of concept at major sports venue in the United States, could be the tipping point for mobile banking.Talkin' 'bout My Demographic-If you are over 30 please leave this website (NOT).The Cellphone has killed off the generation gap.
HELLOMYCASH'S Wallet is not just for GEN Y consumers who use and think about their cell phones more than they do their credit cards or banks, so these "relationships" are stronger, and always "on," versus the dealings customers have with their banks or credit cards.
HELLOMYCASH is really for the greatest and largest generation in US history, born between 1954 and 1965. In fact Our 53 million members constitute more than 1out of 4 adults living in America today. We are the Mission Critical Mass in the Holy Grail for mind share, eye balls and attention. We aren't the lost generation, just the invisable- it’s in HELLOCASH'S DNA to really do business with mature people, especially those who speak with a social media stutter. HELLOMYCASH is age appropriate.
The ipod of banking scenario is this: HELLOMYCASH is enabling the purchase of goods and services through the cell phone, and by aggregating the credits into monthly billing cycles, our mobile partners and their payment service providers can chip away at what's typically been bread-and- butter revenue for credit card issuers-transaction and merchant fees-if adoption is sufficient or successful. That’s why we began with the NFL, the richest and most successful franchise in the history of professsional sports.
More significantly, is that mobile phones powered by HELLOMYCASH, will reduce, if not replace, credit card usage among some customers, particularly if merchant participants decide to add new services or more content or in subscription-based packages, through the wireless channel. The reasoning of wireless vendors and operators is that, once consumers "get it", so can the micropayment business model churn out macro revenues.
Besides the youth market, and Boomers, HELLOMYCASH is targeting pre-paid or pay-as-you-go cell-phone users, who are more common in Europe, an effort that requires no banking relationship per se. We’re also targeting the estimated 10 million to 20 million unbanked households in the U.S., many of whom, are mobile-phone users. The underserved group is targeted as well by banks offering stored-value cards.
Put plainly, the simple notion of turning the standard mobile handset into a mobile wallet is a powerful idea, one that's placed mobile providers and card-issuing banks into one another's competitive cross-hairs. Capitalism is, afterall, nothing more than creative destruction.
Empowering HELLOMYCASH to go beyond digital content or pay -pass purchases to full virtual shopping everywhere, need not include banks, as we have a mobile electronic credit-authorization and billing software that rocks!
STEP BY STEP FOR HELLOMYCASH Money Transfer
–Register Mobile money transfer with HELLOMYCASH by Phone or Online
–Load up your mobile wallet by transferring money from a bank account or our banking partners cash machine
–Call service code (Pilot Code #555) and follow instructions
–Select Currency
–Enter Amount
–Enter PIN
–Initiate Transaction
–Sender will see message containing the transaction ID, fee, amount, sent, date stamp.
–The money will be received instantly (no 24 hour float)
FAQ
What is HELLOMYCASH MOBILE WALLET?
HELLOMYCASH MOBILE WALLET system is a mobile commerce solution that offers the conveniences of cash-less and card-less shopping, as well as making remote payments via any mobile phone, where buying is done by dialing a few numbers on your cellphone keypad.
Who can use MOBILE WALLET?
HELLOMYCASH MOBILE WALLET is for everybody that owns a phone. Anyone can use HMC MOBILE WALLET as if it is a cash or debit/credit card.
When can I use MOBILE WALLET?
You can use your HELLOMYCASH MOBILE WALLET immediately after you have registered your phone number and activated it. Just load your HELLOMYCASH MOBILE WALLET with a minimum $5 which will then be converted into *$5 (HELLOMYCASH MOBILE WALLET e-money currency)
How to use HELLOMYCASH MOBILE WALLET?
Pay bills through your very own mobile phone, That is HELLOMYCASH MOBILE WALLET’s concept. Just go to our website at http://www.hellomycash.com/ or HELLOMYCASHMOBILE WALLET Stadium Kiosks how-to. They will provide the ABC's for registering, loading your phone, making payments, transfering money to friends and family, and buying products and services.
What’s the difference in between of MOBILE WALLET, debit and credit card?
HELLOMYCASH MOBILE WALLET
Instant top-up, instant spending.
Instant checking balance through mobile phone.
Enjoy shopping and manage to control spending budget.
Debit Card
Spending directly deducted from your account.
Need to make sure account has enough money before spending.
Always worrying account balancing can’t cover shopping expenses.
Credit Card
Spend first, settle payment later.
Keep spending without worrying account balancing.
Overspending and increase debt.
Why should I use HELLOMYCASH MOBILE WALLET?
HELLOMYCASH MOBILE WALLET system is different from a plastic debit and credit card?even cash. HMCMobilewallet is a swiss army knife for all day-to-day transactions: containing everything we carry in our wallet: cash, credit cards, keys, access cards, drivers license, photos, company ID, sport club memberships. It is safe, secure and easy to use.
MobileWallet HELLOMYCASH micropayments contactlesspayments mobilebanking
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